Getting Your Business Loan Approved Is AsEasy As 1..2..3 !
Ezy Capital Unsecured Short Term Business Loans are super fast and you can be approved to borrow up to $250,000 in as little as 24 hours.
We provide unsecured small business loans for small business finance lending.
(Free To Apply, No Obligation To Proceed)
NO APPLICATION FEES
24 HOUR APPROVAL
FUNDING WITHIN 1 BUSINESS DAY
How A Ezy Capital Unsecured Short Term Business Loan Works:
- mobile1. APPLY ONLINE OR PHONE FOR UNSECURED BUSINESS FINANCE
Apply online for unsecured small business loans, or have a chat with one of our friendly staff! Regardless of which you choose the application process should take around 10-15 minutes to complete.
- clock-o2. QUICK APPROVAL PROCESS OF ONLINE BUSINESS LOANS
Once we have all of your details for unsecured small business loans, in most cases it won’t take more than a couple of hours to get approved. Either way, our staff keep you updated throughout the process.
- money3. MONEY IN YOUR ACCOUNT!
Once you’ve been approved, we can have the money in your account in as little as 1 business day. Now it’s time for you to get busy expanding your business with small business financing! Get in touch with us for unsecured small business loans.
(Free To Apply, No Obligation To Proceed)
Mark
Melbourne, Australia
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A boutique marketing agency in Melbourne required funds to cover working capital, while they conducted marketing to grow their customer base. The agency specialises in digital marketing and website development for small businesses and used the $5,000 to undertake an Adwords campaign, growing revenue by $20,000 per month as a result.
Frequently Asked Questions
Tell me about the EzyCapital Unsecured Business Loan?
We offer an unsecured small business loan or small business financing of between $5,000 to $250,000. The term of the loan is between three and twelve months. The repayments are cash flow friendly: either daily, weekly or fortnightly.
How do I apply?
We’ve made it easy and fast to get small business financing. Simply click the “Get Started” button and complete our online form. All you need to have ready is your driver’s licence number and your business ABN. You can choose to allow us to use an advanced bank verification system link to instantly verify your bank information online, in which case – have your main trading bank account details handy. Alternatively, you can choose to upload PDF versions of your most recent 3 months of bank statements.
How is the EzyCapital Unsecured Short Term Business Loan different from a traditional business loan?
You can apply for the EzyCapital Unsecured Business Loan and small business financing in under ten minutes and receive a fast response – often as little as one hour. Application is 100% online and funds can usually be provided the same business day. Traditional short term business loans reference an interest rate per annum plus other fees and charges. The EzyCapital Short Term Business Loan details the total amount payable upfront inclusive of any interest, fees or charges. This total is then broken down into either a daily, weekly or fortnightly repayment amount.
How fast will I get a response?
We can often provide a response in one hour – if you apply during standard business hours and allow us to use our advanced bank verification system link to instantly verify your bank information online. If you choose to upload copies of your bank statements manually, it takes a little longer – we can provide a decision in as little as one business day on your small business financing.
What is an unsecured loan?
We understand many small business owners don’t own property or don’t want to put their family home on the line to get a loan or small business financing for their business. Our loan for small business lending does not require asset security – all we need are Directors’ Guarantees to get your small business financing.
How much can I borrow?
The total amount of your loan will depend on the specific circumstances of your business. We look at a variety of factors to determine the health of your business and based on this information, EzyCapital may be able to provide you short term loans amount up to $250,000.
How fast will I get the money?
We know growing your business with small business financing is important, so EzyCapital will work hard to get money to you as soon as possible. If you apply before 4pm on a business day and you application is approved, we can usually have money in your account the same or next business day.
What are the fees?
We know fees can be confusing so we made it simple and transparent – there are no hidden fees and the amount due from day one includes the establishment fee. There are no additional fees (excluding any late payment or default fees) and no penalties for early repayment.
What is an unsecured loan?
We understand many small business owners don’t own property or don’t want to put their family home on the line to get a loan or small business financing for their business. Our loan for small business lending does not require asset security – all we need are Directors’ Guarantees to get your small business financing.
How much can I borrow?
The total amount of your loan will depend on the specific circumstances of your business. We look at a variety of factors to determine the health of your business and based on this information, EzyCapital may be able to provide you short term loans amount up to $250,000.
How do you charge for a EzyCapital Unsecured Short Term Business Loan?
EzyCapital doesn’t charge interest because terms are usually less than 12 months. Instead we offer a factor rate. A factor rate is expressed as a decimal figure not a percent. The factor rate offered is based on your industry, how long you’ve been in business, the health of your cash flow, and other factors. When a factor rate is used, interest is charged to the principal once – when the loan is originated – it doesn’t compound, when you need small business financing.
What happens if I want to repay early?
There are no fees for early repayment and no balloon payment at the end of your unsecured small business loan. In fact, we may give you a rebate on the total interest remaining. We’re totally transparent with our customers about the total amount due and the date of the final payment. Once you make the final payment your balance will be $0.
What can the EzyCapital Business Loan be used for?
We’re totally committed to helping small businesses access the funds they need to grow. Our unsecured short term business loans can be used for any business purpose, for example business renovations, marketing, purchasing inventory, new equipment, to manage cash flow, and much more you can do with small business financing.
How do repayments work?
It’s important to offer you easy ways to pay back your loan for small business financing. To help you avoid missing repayments we offer daily, weekly or fortnightly repayments that are automatically deducted from your nominated business account.
(Free To Apply, No Obligation To Proceed)